How to get U.S. Bank New Car Loan

It's easier than ever to get new auto financing with U.S. Bank. With our new car loans, you get competitive interest rates, convenience and flexibility. Plus, if you automatically deduct your loan payment from a U.S. Bank package account, you can save 0.50% off standard auto loan rates.

1 Automatic payments from a U.S. Bank package required. Rates as low as 2.49% Annual Percentage Rate (APR) are available for 3-year auto loans $10,000 and higher at 100% loan-to-value (LTV) or less. Rates for loans to purchase a vehicle from a private party, smaller loan amounts, longer terms, vehicles older than 6 model years, or higher LTV may be higher. Loan fees apply. Loan payment and APR will vary based on the loan amount, the term, and any fees. Origination fees vary by state and range from $50 to $125 or up to 1% of the loan amount. Loan payment example: a $10,000 automobile loan at a 1.68% Interest rate for 36 months with a $125 origination fee will have a 2.49% APR and a $288.59 monthly payment. See the Consumer Pricing Information brochure for terms and conditions that apply to U.S. Bank Package Checking accounts. Offer is subject to credit qualifications. Rates are subject to change. Some additional restrictions may apply. Installment loans are offered through U.S. Bank National Association. Deposit products are offered by U.S. Bank National Association, Member FDIC.


2 Information and interactive calculators are made available to you as self-help tools for your independent use. We can not and do not guarantee their accuracy or their applicability to your circumstances. Using this calculator does not constitute an application for credit, and we are not qualifying you for any credit product. We encourage you to seek personalized advice from qualified U.S. Bank professionals regarding all personal finance issues. For specific tax advice, see a professional tax service provider.