5 Famous Law Firms In Australia

JMA Legal

Prinicipal(s): Jim Main
Address: 46 Cooper St Cootamundra NSW 2590
Telephone: (02) 6942 1655
Fax: (02) 6942 3692
Website: http://www.jmalegal.com.au/
LinkedIn: N/A

Specialisation:

Business Law
Business and Family Succession
Estate Planning
Complex Tax
Property Law

Business Overview:

JMA Legal is a specialised business law firm with offices in Cootamundra, Gundagai and Sydney.

We focus on effective solutions to complex legal, tax, business and family succession, estate planning, revenue law problems and property law.

JMA Legal works with accountants, lawyers, financial planners and management consultants as well as small to medium sized enterprises, family businesses, private and agribusiness clients.

Steadfast Solicitors

Prinicipal(s): Mrs Laura Hannant
Address: Shop 39 Forest Lake Shopping Centre, 235 Forest Lake Blvd, Forest Lake. QLD 4078
Telephone: (07) 3879 6634
Fax: (07) 3879 6684
Website: https://www.facebook.com/pages/Steadfast-Solicitors/363149453752153
LinkedIn: N/A

Specialisation:

Commercial Law
De-Facto Relationships
Family Law
Family Trusts
Parenting Issue
Property Law
Property Settlements
Wills-Probate Law

Business Overview:

With experts in parenting and relationship issues, family trusts, wills, probate, and residential conveyancing, Steadfast Solicitors can look after your interests and deliver your desired results.

Our team works hard and is dedicated to providing top quality legal advice in a sensitive, realistic and cost effective manner.

We understand the importance of being fully informed on every step of a conveyance, the emotional stress accompanying family issues, and the standard of service you expect. That is why our team at Steadfast Solicitors is committed to professional development and being contactable at any time so that we can provide the support and guidance you require.

The team at Steadfast Solicitors is always looking forward to meet new clients and working with you to fulfill your needs.

Hillside Legal

Prinicipal: Alexia Ereboni Yazdani
Address: Suite A15, 24-32 Lexington Drive Bella Vista NSW 2153
PO Box 6408 Rouse Hill NSW 2155
Telephone: (02) 9836 1447
Fax: (02) 8362 9499Website: www.hillsidelegal.com.auLinkedIn: N/A

Specialisation:

Property Law
Commercial Law
Conveyancing
General Litigation Law
Insurance Litigation
Public Notary Services
Building and Construction Law
Debt Recovery
Workers Compensation Law

Business Overview:

Hillside Legal is dedicated to providing the highest quality legal representation to a diverse array of clients.

By drawing on their professional experience, qualifications and relationships within the industry, our solicitors are able to provide you with legal representation that is a breath of fresh air. Our team’s passion for the law has ensured time after time that matters are dealt with in a timely and cost effective manner, with the highest regard for the needs of our clients.

We focus on client service and results. Our distinctive character is evident in our interactions with our clients and our community. Every decision we make at Hillside Legal is tested and measured against our five core values: dedication to service, accessibility, honesty, integrity and excellence.

Since its inception Hillside Legal has grown into one of the Hills District’s most loved and respected law firms. It has achieved this by ensuring that its clients are always treated with respect, compassion and integrity.

What makes us different? Perhaps it is our ability to craft creative solutions to complex legal issues, or perhaps it is the fact that when our clients want to speak with us they do – even if it is after hours. It may be that our solicitors are happy to organise home visits really late at night (because that is the only time our client is available), or that our clients will not get passed from one secretary to another whilst they attempt to get in touch with their legal representative. Our solicitors have previously worked for small firms, medium ones and really large companies. They know what works and they know what must be avoided. It is this knowledge, coupled with a desire to provide a service that is accessible and friendly that has allowed the firm to grow.

We look forward to assisting you with your legal matters.

Claire Naidu & Co.

Principal: Claire Naidu
Address: Level 5, 7 London Circuit, Canberra  ACT  2601
Level 1, Suite 10, 26 Francis Forde Boulevard, Forde  ACT 2914
PO Box 403, Kippax ACT 2615
Telephone: (02) 6169 4141
Website: http://www.clairenaidu.com.au/
LinkedIn: https://www.linkedin.com/in/Clairenaidu
Twitter: @ClaireNaiduLaw

Specialisation:

Family Law
Divorce
Dispute Resolution
Mediation
Children’s Law
Defacto Law

Business Overview:

Claire Naidu & Co is a boutique family law firm providing clients with specialist legal advice for all their family law matters.  We offer a personalised and customised approach to your family law matters.  Our lawyers are Claire Naidu & Kavina Mistry.

Our principal, Claire Naidu, is an Accredited Family Law Specialist with over 12 years experience in the legal industry, and has been awarded a Master of Laws majoring in Dispute Resolution.  She has also completed a Bachelor of Commerce and Bachelor of Laws at the Australian National University. She has completed Mediation through the Bond University.



Sachs Gerace Lawyers

Principal: David Sachs
Address: Level 6, 80 William Street Woolloomooloo NSW 2011
Telephone: (02) 9331 5177
Fax: (02) 9332 4144Website: http://www.sglawyers.com.au

Specialisation:

Adjudication
Administrative Law
Advocacy
Bankruptcy Law
Business Law
Business Succession
Building and Construction Law
Civil Law
Civil Litigation
Commercial Law
Commercial Litigation
Contested Estates
Corporation Law
Criminal Law
Debt Recovery
Dispute Resolution
Food Act
General Litigation Law
Government Law
Home Building Act Claims
Intellectual Property
International Law
International Business
Mediation and Arbitrations
Mergers and Acquisition
Private Clients
Property Law
Sports Law
Water Law
Wills-Probate Law

Business Overview:

David Sachs’ powerful decision making has come from 25 years of experience as a commercial civil litigation solicitor. David knows what works and what doesn’t. Before founding Sachs Gerace Lawyers he held senior positions with the Australian Government Solicitor and with the long established Sydney law firm Tress Cocks & Maddox. David ‘s qualifications include a Master of Laws from the University of NSW and relationships built over years of working with his clients in a timely and cost efficient manner.

David’s key strength is his ability to explain complex legal issues. He cuts through the legalese to provide clients with an understanding of their legal situation. He gives clients value for money. David is experienced in all facets of litigation and dispute resolution, including mediation, arbitration, and commercial and general litigation. He acts for builders, government bodies, architects, engineers, accountants and financial advisers.

What makes David different is his ability. It is David’s delivery and representation. He knows what works and what doesn’t. He has good judgement. This gives clients value for money. David meets clients at their convenience and location of choice.

David Sachs and his team looks forward to meeting with you to discuss any queries you may have. Or we may meet you at one of his community events providing legal advice. These events are listed with City of Sydney’s website as they come up. Our last one was 13 August 2014, which was also mentioned in the Sydney Morning Telegraph ‘Law and Order’ column.

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Top Ten Marketing and Sales Strategie

In keeping with our trend of highlighting 30 brilliant social media campaigns, we now turn our lens to content marketing. The Content Marketing Institute defines content marketing as "a marketing technique of creating and distributing valuable, relevant and consistent content to attract and acquire a clearly defined audience – with the objective of driving profitable customer action."

The brands and efforts highlighted in this post definitely meet those qualifications. They've created something that's valuable, relevant, and consistently useful to their audience (and a clearly defined audience, at that). Ultimately, I don't know what actions were driven by these campaigns because I can't peer into each brand's analytics and conversion rates. But I can attest that these campaigns caught my eye, and serve as shining examples of content marketing genius.

I've organized these into content-style categories to showcase the trends shaping today's best content marketing. Trends include:

• How-To Content
• Shareable Visuals
• Clever Curation and Crowd-Sourcing
• Behind-the-Scenes Brilliance
• A+ Brand-Building

Creating the right go-to-market strategy is the key to winning market share and customers. The winning strategy identifies how to break in and win top clients, giving your company an edge over the competition.

Marketing & Selling Strategies provides you with strategies, concepts and tools to break in and win a market segment or geographic market. You will work in teams to take the concepts learned and create a winning, go-to-market strategy.

Marketing & Selling Strategies focuses on:

• Creating a go-to-market strategy that positions you to win work
• The importance of strategy in creating a best-in-class business development effort
• Analyzing your own business development efforts to find your company’s “crow bars” and “red flags”
• How to compete with tough contractors that insist on selling only on price
• Strategies that generate customer loyalty
• What is needed to take business development from concept to implementation

Questions Contractors Are Asking:
Contractors are asking a series of tough questions of their business development efforts:

• How do we win in today’s market?
• Where are the right growth opportunities for us?
• How do we structure the company to grow?
• Do we have the right people leading the effort?
• How do we measure progress and success?
• How do we move from concept to reality?
  

When senior leaders from across organizational disciplines come together to craft winning go-to-market strategies, you see results in the customers you attract and increased win rates. Bring your top team to the session to create your own winning go-to-market strategy.

Download the Marketing & Selling Strategies 2015 brochure.

If you have any questions about the program or the topics we will cover, please contact the program director, Cynthia Paul at 303.398.7206.

Who Should Attend

This course is designed for:

• Presidents
• CEOs
• Vice presidents
• Heads of estimating, operations and pre-construction
• Executives responsible for business development and marketing

Bring your top team to the session to create your own winning go-to-market strategy.

Benefits

Join us at the three-day seminar where you will learn:

• The mix of strategies needed to optimize company growth and profit
• How to find unmet or underdeveloped market needs
• Elements of creating a differentiated strategic advantage
• Use of touch points to uncover new opportunities and strategies to win work
• How to identify best-in-class practices in your firm using FMI’s Business Development Assessment
• Selling “up” the customer’s organization chart
• Creating clear “win” strategies to beat competitors at their own game
• How to find the real decision-makers in your targeted customers
• How to pick the customers, market and geographies that help you win more work
• The tools you need to put together the winning business development strategy for your company
  
  
  
  

  What the Attendees Are Saying...

• "The course gave me the ability to think along the proper lines in order to develop a BD plan." — Pascale J. Ambrosio, Executive Vice President, Hallen Construction
• "The program contains all of the elements necessary to increase and sustain revenue goals." — Bryan Hay, Director of Business Development, Hardaway Construction
• "Great content with exceptional delivery as usual." — Dustin Rohrbach, Project Executive, Danis Building Construction Company
• "This course has provided me with great tools to enable me with business development." — Jeremiah Filjones, Kimmins Contracting Corporation
• "This course was so on-point and full of practical information…We have a lot of work to do." — Jerod Kaufman, Project Developer, Robinson Construction
• "Excellent material and tools. Cynthia Paul was outstanding at presenting and encouraging group discussion. I would highly recommend this program to anyone in the construction industry." — Darcy Dupont, Senior Manager, Business Development, ATCO Structures and Logistics
• "This program is very informing. I discovered “business development” is more than just “sales;” it can influence a process that isvaluable and vital to today’s construction industry." — Joshua Payne, Business Development Manager, Southern Industrial
• 
  

Business Development Services

FMI has created courses based on proven processes that will improve your business development results, win more work and grow your profitability:

• Marketing & Selling Strategies
• Construction Selling Skills
• Winning Proposals

FMI’s experienced team can customize a solution specifically for you. With the tools that you will gain through one of these programs or through an engagement specifically designed for your company, you will create a strategic business development vision and a structured implementation plan to differentiate your company from the competition.

Contact Cynthia Paul at 303.398.7206 to determine which option fits your needs best and will make your team most effective.

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Student Loans For Bad Credit and No Cosigner

Student Loans For Bad Credit and No Cosigner

 Students Loans

Going to college can present a number of challenges on its own, and a bad credit history can make things a little more complicated. Students looking to finance their education can hit a brick wall if they don’t have a co signer or a bad credit history. Federal loans operate on a need based criteria set according to EFC (Estimated Family Income) and FAFSA guidelines. However as far as private lenders are concerned, the eligibility criterion for these loans revolves around the borrower’s and co signer’s credit history. It can be a nightmare dealing with bad credit student loans without cosigner.

 

Q:Are there any student loans for people with bad credit and no cosigner? What are the other options?
A:Students who have bad credit scores and lack a cosigner will have great difficulty in finding a loan from a private lender. However such candidates can always apply for federal student loans and to the process can be initiated by filling out the Free Application for Federal Student Aid (FAFSA). Moreover these students can also look for scholarships and grants since these do not need to be repaid.

Q:My problem includes student loans, bad credit, no cosigner? What do you suggest?
A:There are many students facing the same problem of student loans, bad credit, no cosigner. It is best to check for federal loans as that is a safe option that does not require an impressive credit history or a cosigner. Fill the Free Application for Federal Student Aid or FAFSA online to see if you can get any federal loan.

Q:My search for student loans with bad credit and no cosigner mentioned federal loans. What are some of the eligibility requirements?
A:Federal loans would be mentioned when searching for student loans with bad credit and no cosigner. In order to apply for Stafford and Perkins loans, students need to be legal US citizens or residents. Students are also required to have a valid social security number, should be enrolled in a degree awarding program and registered with Selected Service if required. Moreover, students are required to demonstrate financial need and should not have any drug related convictions in the past.

Q:Can you name a few student loans for students with bad credit and no cosigner?

A:Students with a bad credit score and no cosigner can still pursue their educational dreams with the help of student loans. Student loans with no cosigner requirements include a number of federal loans. These are need based student loans and are easy to apply for. Popular federal loans include the Stafford loan, Perkins loan, and the graduate PLUS loan.
Q:How can I get student loans no cosigner?
A:Getting a student loan without a cosigner might not be the easiest thing but there are options. If you have a good credit history chances are that you can get a student loan without a cosigner. However students who have a bad credit score and no consigner will have trouble finding a loan.

Q:Is alternative student loans no cosigner are so bad, how come they are still allowed to operate?

A:There have been numerous attempts to limit the number of unethical and predatory lenders. However, because of the democratic nature of the United States, the regulatory bodies often have their hands tied. This is because such lenders would argue that any limit on their ability to do business is unconstitutional.

Q:Are there any private banks at which I can apply for student loans without cosigner and bad credit?
A:There are a few private banking firms that offer student loans with no cosigner and credit score requirements. However, it is important to remember that these loans may have several disadvantages such as high interest rates and strict repayment plans. The application process for these loans will vary from bank to bank.

Q:Even though I have a default status on my previous loans and have no cosigner at all, I would still like to ask are there loans available for students with bad credit?
A:There are basically two types of student loans you can apply for. These fall in the category of federal student loans and private student loans. Private Banks will demand a cosigner, a good credit score, and will even conduct a thorough financial background check. On the other hand, you can try your luck at federal student loan options. These loans are need based and require no credit score. But having a default status on your previous loans will seriously limit your chances of getting more loans.

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Top 10 Best Insurance Companies

Liberty Mutual

Liberty Mutual is a company that really puts their policy holder's best interest first. They aren't concerned about being the cheapest, they are more concerned with helping people put their lives back together when they need it most. There has never been anything funny about tragedies and too many insurance companies try to make it a comedy.

+12I wonder if Liberty has better uninsured motorist insurance than State Farm does.
State Farm's UMI is a rip-off. Good luck getting them to pay out from it.

I was nervous to add my teen driver because of the cost but Liberty Mutual offered so many ways to save that it cost me less than $25 dollars a year!

[Newest]Liberty mutual is awesome

Allstate Insurance Company

Founded in 1931, Allstate provides a wide range of insurance products including auto insurance, homeowners insurance, ranters insurance, business insurance programs, personal liability, life and many more. Allstate is the nation's largest publicly held personal lines insurer and has received numerous awards for their commitment to employee satisfaction, education, and diversity. 

Allstate employs over 35,000 and provides insurance products to 17 million households.

Allstate's insurance plans are by far the most comprehensive and at a fair price. You may be able to find cheaper rates at some of the other insurers, but you get what you pay for, I.E. slower claims, poor customer service, inaccessible agents. After being with 2 other insurers I'm sticking with Allstate.

+3We love Allstate and were with them for five years and we had to claims with them and our van was fixed in a week and our renters policy claim was pain in a week. Loved our agent, but the price was high for what we had and we had to move on to USSA, but we know if we ever need to change it will be Allstate.

[Newest]I have been an Allstate customer for 14 years with a safe driving record and had a very modest increase of $15 increase for the year. not bad for a 14 year period. I carry their best policy with low deductibles

                                                              Making decisions

We also asked customers their reasons for deciding to buy from their insurers. Flo is paying off: Progressive has the highest number of customers who made their decision based on seeing a TV commercial (18 percent), followed closely by Allstate (17 percent) and Geico (16 percent). USAA had the lowest percentage of customers (4 percent) who chose the company based on a commercial.

In the home insurance category, USAA was slightly dinged in price satisfaction but made up the difference with strong scores for customer service and recommendations. AIG and The Hartford, while not in the top three, had the highest percentage of customers who say they will renew, at 96 percent each.

                                                 Life & health insurance scores

Life insurance: Jackson National, Prudential, New York Life and State Farm Life topped the rankings. The high number of customers who would recommend Jackson Life helped propel it to the top.

Health insurance: Kaiser Permanente, Humana and BCBS of Florida are the favorites this year. Kaiser Permanente also held the No. 1 ranking last year.

Insure.com conducted surveys of 3,835 insurance customers nationwide in February and March 2014 to collect 9,586 company reviews. Only current customers of the insurers on our lists were surveyed. The survey was not open to the general public on the Insure.com website. We collected reviews for auto, home, health and life insurance carriers. Consumers answered questions about their levels of satisfaction with their insurers, and each answer was assigned a point value. Points were then averaged and totaled for each company.

A.M. Best ratings do not affect the scores but are provided as a supplementary resource. The “discounts” and “coverage options” information for auto insurance carriers also does not affect the scores.

We collected data for 15 large companies in each category, so not all companies are represented in the study. The companies for which we collected data were then ranked. The top three companies in each category earned Insure.com's "People's Choice Award." In the life insurance category, a tie for third place resulted in four insurers receiving the award.

Insure.com makes these ratings freely available via this site. The views and opinions expressed by users do not reflect the views and opinions of Insure.com. Insure.com expressly disclaims any and all liability in connection with the ratings.

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